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Cookie Policy

Last updated: July 14, 2026

1. What Are Cookies?

Cookies are small text files stored on your device when you visit a website. They allow the website (or third-party services embedded in it) to remember information about your visit, such as your preferences or login state.

There are two main types: session cookies (deleted when you close your browser) and persistent cookies (remain on your device until they expire or you delete them).

This policy also covers similar technologies including web beacons, pixels, and browser local storage, which can be used to track or store information in ways similar to cookies.

2. How We Obtain Consent

Current status: Neither analytics (Google Analytics) nor advertising (Google AdSense) is currently active on this Site — today we use only strictly necessary local storage to remember your cookie preference. We plan to enable both in the future. Categories 2 and 3 below disclose, in advance and in full, the specific cookies each will use once active, so nothing about our future plans is hidden. This Cookie Policy will be updated and your consent preference reset when either one actually goes live, so you're asked again with accurate, current information rather than a choice you made before either service existed.

When you first visit this Site, a cookie consent banner appears. You have two choices, which are recorded now and will be honored automatically once analytics or advertising launch (subject to the reset described above):

  • Accept All — pre-approves analytics cookies and, once advertising is enabled in the future, personalized advertising cookies, in addition to strictly necessary local storage.
  • Necessary Only — pre-declines analytics cookies and, once advertising is enabled, ad personalization.

Your choice is stored in your browser's localStorage (not in a cookie) under the key cse_consent. This data never leaves your device. You can change your choice at any time by clicking "Manage Cookies" in our website footer.

We implement Google Consent Mode v2, ready for when analytics and advertising launch. Neither the Google Analytics nor the Google AdSense script is loaded on this Site today. When each launches, it will not load at all until you make a consent choice — no cookies will be set, and no network requests will be made, before consent.

We also automatically honor the Global Privacy Control (GPC) browser signal: if your browser sends it, we treat it as an immediate "Necessary Only" choice and skip showing the banner. See Section 7 for details.

3. Cookies and Trackers We Use (Including What We Plan to Add)

We organize cookies into three categories. Category 1 is active today. Categories 2 (analytics) and 3 (advertising) are not active yet — both are listed here in full, in advance, for complete transparency about what will change once we enable Google Analytics and Google AdSense.

Category 1 — Strictly Necessary (no consent required)

Name / KeyTypeProviderPurposeDuration
cse_consent localStorage key This Site Stores your cookie consent choice ("full" or "necessary") so the banner is not shown on every visit. Required to honor your preference. Until cleared by user

Note: cse_consent is stored in browser localStorage, not as a cookie. It is processed entirely on your device and never transmitted to our servers.

Category 2 — Analytics (not yet active; consent will be required)

Not currently in use. The table below lists the cookies Google Analytics typically sets, disclosed now so you know exactly what to expect before we turn analytics on. Once enabled: these cookies will be set only after you select "Accept All," and they will help us understand how visitors use the Site (aggregate page views, session duration, geographic region), with no personally identifiable information stored.

NameTypeProviderPurposeDuration
_ga Cookie Google Analytics Distinguishes unique users by assigning a randomly generated number as a client identifier. 2 years
_ga_* Cookie Google Analytics 4 Stores and counts page views; maintains session state for GA4 measurement. 2 years
_gid Cookie Google Analytics Distinguishes users; used to throttle request rate. 24 hours
_gat Cookie Google Analytics Throttles the request rate when using Google Tag Manager. 1 minute

IP addresses are anonymized before transmission to Google. Google acts as a data processor under a Data Processing Amendment. You can opt out of Google Analytics at any time by installing the Google Analytics Opt-out Browser Add-on.

Category 3 — Advertising (not yet active; consent will be required)

Not currently in use. The table below lists the cookies Google AdSense typically sets, disclosed now so you know exactly what to expect before we turn advertising on. Once enabled: these cookies will load only after you select "Accept All." If you select "Necessary Only," the AdSense script will still load (to serve contextual non-personalized ads) but all consent signals will be set to "denied" via Google Consent Mode v2, preventing interest-based profiling.

NameTypeProviderPurposeDuration
IDE Cookie Google / DoubleClick Used to register and report user interactions with ads to measure their effectiveness and present relevant ads. 1–2 years
NID Cookie Google Registers a unique ID that identifies a returning user's device for advertising personalization. 6 months
DSID Cookie Google / DoubleClick Used to identify a signed-in Google user when they interact with an ad, to inhibit duplicate conversions. 2 weeks
1P_JAR Cookie Google Collects site statistics and tracks conversion rates. 1 month
test_cookie Cookie Google / DoubleClick Checks whether the user's browser accepts cookies. Session
AID, TAID Cookie Google Links your activity across devices if you've previously signed in to your Google Account on another device. 13–14 months

The cookies listed above are examples of cookies Google may set once advertising is active. Google's advertising cookie behavior changes over time. For the most current information, see Google's advertising cookie information and Google's cookie policy.

4. Fonts and Other Third-Party Connections

This Site does not use Google Fonts or any other third-party font service. All typefaces are self-hosted as part of the Site itself, so loading a page never sends a request — or your IP address — to a font provider. This is different from many websites, which commonly load fonts directly from Google's servers on every page view.

5. Google Consent Mode v2

We implement Google Consent Mode v2, which communicates your consent choices directly to Google's systems before those systems initialize. There are four standard consent signals Google recognizes:

  • ad_storage — controls whether advertising cookies can be set
  • analytics_storage — controls whether analytics cookies can be set
  • ad_user_data — controls whether user data can be sent to Google for advertising
  • ad_personalization — controls whether personalized advertising can be enabled

Today, since advertising is not active, we only send the analytics_storage signal: denied by default, and granted only after you select "Accept All." Once advertising is enabled, we will also send the ad_storage, ad_user_data, and ad_personalization signals. At that point, selecting "Necessary Only" will set all four signals to denied — Google will then serve only contextual (non-personalized) ads and will not use your data for ad profiling — and selecting "Accept All" will set all signals to granted.

Implementation note: No AdSense script is loaded on this Site at all today, since advertising is not active. When it is enabled, it will not load until after you make a consent choice, so no AdSense cookies or network requests will be initiated before consent is obtained — consistent with ePrivacy Directive and GDPR requirements.

6. How to Manage Your Cookie Preferences

6.1 Our Consent Banner

Click "Manage Cookies" in our website footer at any time to reopen the consent banner and change your preference. Your new choice takes effect immediately.

6.2 Browser Settings

You can control cookies directly through your browser. Most browsers allow you to view, delete, and block cookies:

  • Google Chrome
  • Mozilla Firefox
  • Apple Safari
  • Microsoft Edge

Blocking all cookies may affect Site functionality. Our calculator tools, however, do not require any cookies to function.

6.3 Advertising Opt-Out Tools

These general-purpose tools become relevant once we enable advertising; we list them now so you have them on hand in advance.

  • Google Ad Settings — manage personalized advertising across all Google services
  • Digital Advertising Alliance (DAA) Opt-Out — opt out from participating ad networks
  • Network Advertising Initiative (NAI) Opt-Out
  • Your Online Choices (EU)

7. Do Not Track and Global Privacy Control

Some browsers transmit a "Do Not Track" (DNT) signal. Due to the lack of a consistent industry standard for DNT, our Site does not currently respond to DNT signals automatically.

We do honor the Global Privacy Control (GPC) signal automatically. If your browser or a browser extension transmits a GPC signal, our Site detects it before the consent banner would otherwise appear and immediately records "Necessary Only" as your preference — no banner interaction required, and no analytics or advertising cookies will be set once those services are active. This fulfills opt-out requirements under the CCPA (California), TDPSA (Texas), CPA (Colorado), CTDPA (Connecticut), and other applicable US state privacy laws. You can still open "Manage Cookies" in the footer at any time to make a different choice.

8. Cookies Set by Calculators and Generators

Our calculators and word generators themselves set no cookies and use no cookies. All calculation and text-mashup processing occurs in your browser (JavaScript). No form data — including names typed into the Fun-category generators — is stored, transmitted, or logged. This functionality works identically regardless of your cookie consent choice.

9. Changes to This Policy

We may update this Cookie Policy as our technology, business practices, or applicable law changes. When we make material changes, we will update the "Last updated" date at the top of this page and may reset your consent preference so that you are prompted to make a new choice. We encourage you to review this policy periodically.

10. Contact Us

For questions about this Cookie Policy or to exercise your privacy rights, contact us at:

FamilyCalculator.com — Privacy Team
Email: info@familycalculator.com

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Disclaimer: This site provides informational, entertainment-oriented planning estimates only, based on the assumptions shown and your own inputs. It is not professional advice of any kind. Actual costs and experiences vary — adjust the numbers to fit your family.

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We use cookies

This site doesn't use any analytics or advertising cookies today — only strictly necessary local storage to remember your choice here. We do plan to add Google Analytics and Google AdSense in the future, and we'll ask again at that point rather than relying on a choice you made before either one existed. Until then, Accept All or Necessary Only simply sets your preference in advance. Learn more · Privacy Policy

California, Colorado, and other U.S. state residents: we automatically honor the Global Privacy Control (GPC) browser signal as an opt-out request. See our Privacy Policy for details on your state's specific rights.